Current and Savings accounts
No. Transaction Fee
1. Account opening Free
2. Minimum balance VND 100,000/USD 20/EUR 20
3. Account management VND 10,000/month (applied to Current Account in VND with monthly average balance below VND 500,000)
4. Account closing VND 20,000/USD 2/EUR 2
5. Transaction at counter applied for Online Investment Account (*) VND 10.000/Transaction
I. ACCOUNTS IN VND
1. Deposit into account  
a. Deposit in cash  
- In the same province/city where account is opened Free
- In the province/city different from where account is opened 0,03%; Min VND15.000, Max VND 1.000.000
b. By transfer Free
2. Withdrawal from account  
a. Cash withdrawal within ACB’s network  
- In the same province/city where account is opened Free
- In the province/city different from where account is opened 0,03%; Min VND 15.000, Max VND 1.000.000
b. Transfer to accounts within ACB's network  
- In the same province/city where account is opened Free
- In the province/city of place of transferring order different from where account is opened 0,01%; Min VND 15.000, Max VND 500.000
c. Transfer from account to beneficiary who receives by ID within ACB’s network. 0,03%; Min VND 15.000/item, Max VND 1.000.000/item
d. Transfer from account to beneficiary who receives by ID outside ACB’s network  
- In the same province/city where account is opened 0,03%; Min VND 15.000/item, Max VND 1.000.000/item
- In the province/city of place of transferring order different from where account is opened 0.05% Min 20,000/Item; Max VND 1,000,000/Item
3. Note  
- In case that customers withdraw money within 02 working days since the date of cash deposit into account, checking fee shall be collected 0,03%; Min VND 15.000
- Free for cash deposit and withdrawal by account owner only at provinces/cities different from where account is opened  
- Free for transference within ACB network if the transference is within accounts of the same owner  
II. ACCOUNTS IN FOREIGN CURRENCIES
1. Deposit into account  
a. Deposit in cash  
- Denomination of USD 50 and above 0.15%
- Denomination of USD 20 and below 0.25%
- Other foreign currencies 0.40%
b. By transfer  
- Inward remittance from other local banks Free
- Inward remittance from overseas banks 0.05% Min USD 2/Item; Max USD 200/Item
2. Withdrawal from account  
a. Withdrawal in foreign currency (cash) 0.15% Min USD/EUR 2
  Note: ACB shall be advised in advance about customers’ withdrawal:
- Withdrawal amount from USD 100,000 - USD 300,000 : Advise ½ day in advance.
- Withdrawal amount of over USD 300,000 : Advice 01 day in advance
b. Account transfer within ACB’s network  
- In the same province/city where account is opened Free
- In the province/city of place of transferring order different from where account is opened USD 1/EUR 1/Item
c. Account transfer outside ACB’s network and within Vietnam  
  In the same province/city where account is opened USD 2/EUR 2/Item
  In the province/city of place of transferring order different from where account is opened 0.05% Min USD 2/EUR 2/Item; Max USD 50, EUR 50/Item

Notes:

  1. All above fees and charges included VAT.
  2. Services which arise encoding fee, postage will be charged more fees according to the practical fee.
  3. If other practical fees such as tax, cost payables to involving foreign banks, fees will be collected according to practical expenses.
  4. No refund for collected service fee and other fees in case customers cancel transactions.
  5. For fees charged in foreign currencies, but in case fee payment made in VND, exchange rate shall be applied according to the current practice avised by ACB.
  6. Service fee will be collected by installment shortly after arising or full collection after the service is accomplished based on its characteristics.
  7. (*) For transaction relating to Online Investment account, fee will be collected as for current account and collecting additionally fee for transaction at counter
    -  For customer who is not the Online Investment account owner: fee for cash transaction will be applied, fee for remittance from current account will not be applied.
  8. This fee scheme is for reference only, please contact any Branch/Sub-branch for further information.
 
Copyright © 2013 ACB. All Rights Reserved. Contact us: acb-er@acb.com.vn
Asia Commercial Bank: 442 Nguyen Thi Minh Khai, Dist.3, HCMC - Tel: (848) 3929 0999 - Fax: (848) 3834 3269 - Website: www.acb.com.vn