Current and Savings accounts

No.

Transaction

Fee

1.

Account opening

Free

2.

Minimum balance
(Account having the minimum balance will not get the interest)

VND1,000,000/USD 100/ EUR 100

3.

Average balance
(Average balance is counted daily in a month of the current account)

+ SME: VND1,000,000
+ MM&LC: VND3,000,000

4.

Fee for maintaining the account/month
(Applied for the account with the average balance below the minimum rate) (****)

+ SME: VND30,000
+ MM&LC: VND100,000

5.

Account management/month
(Applied for account that is not active continuously over 12 months)

VND20,000/ USD2/ EUR2

6.

Fee for account management which has co-owers or many groups of signatures

Min VND20,000/month

7.

Fee for account management as requested for special management

Min VND200,000/month

8.

Deposit Account Management fee relating to the overdraft limit (Monthly Collection) (****)

0.20% overdraft limit/month

9.

Account closing

+ Below 12 month account counting from the opening date : VND50,000/ USD5/ EUR5
+ Over 12 months: VND20,000/ USD2 / EUR2

A.

ACCOUNTS IN VND

I.

Deposit into account

a.

Deposit in cash


-

In the same province/city where account is opened

Free

-

In the province/city different from where account is opened

0,03%, Min: VND15,000, Max: VND1,000,000

b.

By transfer

Free

II.

Withdrawal from account

a.

Cash withdrawal within ACB’s network


-

In the same province/city where account is opened

Free

-

In the province/city different from where account is opened


+

Transaction <= VND 30 million/ day

Free

+

Transaction > <= VND 30 million/ day

0.03%; Min: VND15,000, Max: VND500,000

b.

Transfer to accounts within ACB's network

Free

c.

Transfer to accounts outside ACB's network


-

In the same province/city where account is opened



+ The remited amout under VND 500 million.

VND 15,000/item


Notice: In case the remittance order is implemented from 14h00 to 15h30 of the working day (not including the extra working time)

0.01%; Min VND15,000


+ Transferring amount of more than VND 500 million

0.01%; Max VND300,000

-

In the province/city different from where account is opened

0.05% Min VND20,000; Max VND1,000,000

d.

Receiving money transferred from other banks and withdrawal within the working day (applied for transaction over VND 1 billion) (*)

0.03%; Min VND300,000, Max VND1,000,000


In case that customers withdraw money within 02 working days since the date of cash deposit into account, checking fee shall be collected

0,03%; Min: VND 15,000, TĐ: 1.000.000đ

B.

ACCOUNTS IN FOREIGN CURRENCIES

I.

Deposit into account

a.

Deposit in cash


-

Denomination of USD 50 and above

0.15%, Min USD2

-

Denomination of USD 20 and below

0.25%, Min USD2

-

Other foreign currencies

0.40%, Min USD2

b.

Inward remittance from other local banks

Free

c

Receiving money which is transfered from abroad

Fee would be collected as in item B "trade finance transaction"_oversea transfer_item 3 "Receving money from telegraphic transfer"

II.

Withdrawal from the account

a.

Withdrawal in foreign currency (cash)


- USD

0.15%; Min USD2


- Other currencies

0.20%, Min USD2


Note:

 


ACB shall be advised in advance about customers’ withdrawal:


Withdrawal amount from USD 100,000 - USD 300,000 :

Advise ½ day in advance.


- Withdrawal amount of over USD 300,000 :

Advise 01 day in advance

b.

Account transfer within ACB’s network

 

-

In the same province/city where account is opened

Free

-

In the province/city of place of transferring order different from where account is opened

USD1/Item

c.

Account transfer outside ACB’s network and within Vietnam


In the same province/city where account is opened

0.01%, Min USD5/Item and Max USD50/Item


In the province/city of place of transferring order different from where account is opened

0.05%, Min USD5/Item and Max USD100/Item

 
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Asia Commercial Bank: 442 Nguyen Thi Minh Khai, Dist.3, HCMC - Tel: (848) 3929 0999 - Fax: (848) 3834 3269 - Website: www.acb.com.vn