BUSINESS INVESTMENT LOAN MORTGAGE SECURITIES BY REAL ESTATE
Business investment loan securities mortgaged by real estate is a product to meet the demand of business investment loan securities of the customers who have securities and mortgage by real estate.
- Vietnamese citizen who are investing in securities at companies in Vietnam.
- Customers who are owning listed securities, depository at securities companies.
- Being capable of paying from investment securities sale/dividends, or other sources accepted by ACB.
- Securities purchase/investment must be eligible for transactions, without dispute and not in conditional depository.
- Owning listed securities, depository at securities company (investment from own capital)
- Time of loan:
- Item borrowed ≤ 06 months.
- Credit limit loan is up to 12 months, wording of debt ≤ 06 months.
- Loan currency: VND.
- Interest: ACB current interest rate.
- Method of payment:
- Monthly interest payment
- One time principal at maturity/wording of debt.
- Amount of loan: up to 200% of the total listed securities customers own (invested by their own capital).
- Rate of loan/property value up to 70%
- Minimum loan amount: VND 20 million/loan
- Request for loan (ACB form).
- ID card, household residency/KT3/KT4/residency certificate.
- Use of loan plan.
- Security property document: pledged contract, mortgage documents related to the security property is real estate.
- Monthly interest payment documents.
- Purpose of capital usage documents: account balance of securities at securities companies.