BUSINESS INVESTMENT LOAN MORTGAGE SECURITIES BY REAL ESTATE

Business investment loan securities mortgaged by real estate is a product to meet the demand of business investment loan securities of the customers who have securities and mortgage by real estate.

• Vietnamese citizen who are investing in securities at companies in Vietnam.
• Customers who are owning listed securities, depository at securities companies.

• Being capable of paying from investment securities sale/dividends, or other sources accepted by ACB.
• Securities purchase/investment must be eligible for transactions, without dispute and not in conditional depository.
• Owning listed securities, depository at securities company (investment from own capital)

• Time of loan:
  - Item borrowed ≤ 06 months.
  - Credit limit loan is up to 12 months, wording of debt ≤ 06 months.

• Loan currency: VND.
• Interest: ACB current interest rate.
• Method of payment:
  - Monthly interest payment
  - One time principal at maturity/wording of debt.

• Amount of loan: up to 200% of the total listed securities customers own (invested by their own capital).
• Rate of loan/property value up to 70%
• Minimum loan amount: VND 20 million/loan

• Request for loan (ACB form).
• ID card, household residency/KT3/KT4/residency certificate.
• Use of loan plan.
• Security property document: pledged contract, mortgage documents related to the security property is real estate.
• Monthly interest payment documents.
• Purpose of capital usage documents: account balance of securities at securities companies.