SECURED LOANS      

             Installment Loans for House, House-foundation Purchase

             Consumption Installment Loan

             Installment Loans for Business, Production and Services

             Overseas Study Loan

             Automobile Loan

             Loans secured by certificate of deposit, valued papers

             Loans for stock investment secure by the money from selling T-day securities

             Business investment loan mortgage securities by securities

             Loan Secured by Listed Stock

             T-day Securities Loan

             Loans Secured by Credit Cards (International, Domestic)

             Loans for Developing Agricultural Economy

             Issuance of Domestic Letter of Guarantee

UNSECURED LOANS    

             Consumption Loans for Company's Staff

             Overdraft Facility (ACB Plus 50)