From 29 March 2008 to 12 April 2008, Asia Commercial Bank (ACB) launches Super Flexible Program for newly opened individual deposit accounts in VND of 2-3 month term with the starting amount of VND 1 billion. In case that withdrawal is made prior to the maturity, preferential interest shall be calculated as follows:

15 days ≤ actual deposit days < 1 month: interest rate of 1-week term is applied (announced interest rate at date of withdrawal is applied) for the amount from VND 1 billion to lower than VND 10 billion based on the actual deposit period.

1 month ≤ actual deposit days < 2 months: interest rate of 1-month term is applied (announced interest rate at date of withdrawal is applied) for actual deposit days corresponding to 1 month and interest rate of non-term deposit for the others.

2 months ≤ actual deposit days < 3 months (applied to 3-month term deposit): interest rate of 2-month term deposit is applied (announced interest rate at date of withdrawal is applied) for actual deposit days corresponding to 2 months and interest rate of non-term deposit for the others.

In other cases, Regulations on Deposit shall be applied. As for accounts opened during the application of the Super Flexible Program, customers making withdrawal at maturity are to enjoy interest rate as stated on the Savings Card.

For further information on Super Flexible Program, please contact ACB's Call Center at 84.8 247 247/1800.577.775 (toll free) or ACB's nearest branch and sub-branch.